Ray J Sued by American Express for Unpaid Balance of $78K

Ray J‘s always lived large … but now American Express is going after him in court, claiming the singer owes the company tens of thousands of dollars.

AmEx is suing Ray J for breach of contract and asking a judge to award the company $78,704.56 … claiming he didn’t pay back the balance on a credit card.

American Express is also suing Rajun Cajun Inc. … a business allegedly connected to Ray J — though it’s unclear how. Sources close to Ray J tell TMZ … he plans to pay off the debt.

This isn’t the first time Ray J’s been sued by American Express for alleged missed payments.

Back in December, the company claimed he owed $139,849.85. At the time, American Express also sued his company Tronix Network.

Between these lawsuits and Ray J’s ongoing lawsuit with Kris Jenner and Kim Kardashian … it seems Ray J may be locked up in court proceedings for a while.